Consumer Credit and the American Economy

Consumer Credit and the American Economy

Durkin, Thomas A. (Senior Economist, Board of Governors of the Federal Reserve System); Zywicki, Todd J. (George Mason University Foundation Professor of Law, George Mason University School of Law); Elliehausen, Gregory (Senior Economist, Board of Governors of the Federal Reserve System); Staten, Michael E. (Take Charge America Endowed Chair and Assistant Dean, University of Arizona)

Oxford University Press Inc

08/2014

736

Dura

Inglês

9780195169928

15 a 20 dias

This book examines the economic, psychological, sociological, historical, and legal traditions behind the demand, supply, institutions, and regulation of consumer credit in today's marketplace and how and why they have evolved.
1. Introduction and Overview of Consumer Credit: Development, Uses, Kinds, and Policy Issues ; 2. Consumer Credit in the Postwar Era ; 3. The Demand for Consumer Credit ; 4. Behavioral Analysis and the Demand for Consumer Credit ; 5. The Supply of Consumer Credit ; 6. Information and Credit Reporting ; 7. Consumer Credit and the Payments System: Evolution of the Credit Card ; 8. Credit for All? Issues and Concerns About Credit Availability ; 9. Federal Regulation of Consumer Credit: Credit Granting Discrimination ; 10. Federal Regulation of Consumer Credit: Disclosures ; 11. State Regulation of Consumer Credit ; 12. A Complement and a Supplement to Consumer Credit: Debt Protection and Automobile Leasing ; 13. Troubled Consumers ; 14. Conclusions
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